SB 102 — The Live Local Act

What SB 102 Does

The Live Local Act (Florida Statute §420.5095) creates a by-right development pathway

for multifamily housing on any parcel zoned for commercial, industrial, or mixed use —

regardless of what the local comprehensive plan says about residential density.

Key Provisions

Height and Density: A qualifying project may be built at the highest density and

intensity permitted for commercial or industrial use within the same jurisdiction. This

means a developer can look at the tallest commercial building allowed anywhere in the

city and build to that height on a qualifying site.

Affordability Requirements: At least 40% of units must be rented at or below the

applicable income limits. The specific AMI thresholds (80%, 100%, or 120% of Area

Median Income) determine the level of preemption.

Administrative Approval: Qualifying projects cannot be denied or subjected to

conditions that would have the effect of denying the project. The approval pathway

is administrative — no public hearings required.

Property Tax Exemption: Qualifying units receive a property tax exemption on the

affordable portion, improving project economics.

What It Does NOT Do

• Does not override building code, fire safety, or environmental regulations
• Does not eliminate site plan review (municipalities can review for code compliance)
• Does not apply to single-family or townhome development
• Does not guarantee financing or construction feasibility